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Affordably Finance Your Energy-Saving Home Improvements


Let’s Get the Application Started!

Low monthly payment loan

With an EnergyLoan®, from AFC First, you can get a low monthly payment loan for improving your home’s comfort and saving money on your energy costs. And, who doesn’t like to save money?

Energy-related improvements include high efficiency:

  • central heating system upgrades (propane or heating oil)
  • ductless air conditioning installation (with or without heat pump technology)
  • propane water heater installation
  • propane space heater installation
  • And, more

About EnergyLoan®

EnergyLoan, from AFC First, is True Fixed Rate financing, which means it is a simple interest, fixed rate that cannot change; nor can the monthly payments. The EnergyLoan is different in that it offers longer terms than typical bank financing, as well as 100% financing is available for loans from $1,000 to $25,000.

There’s no lien filed on your home and no home equity is required. There are no points, fees or closing costs and you can have up to 10 years to repay. And since there is no penalty for pre-payment, you may pay the loan off or make additional principal payments at any time.

Quick and Easy Financing

Because Dead River Company is an EnergyLoan Approved Contractor, you can conveniently apply for your financing online or over the phone at 1-888-232-3477.

Approved applicants will receive an EnergyLoan Agreement and auto-payment forms to sign and return to AFC First.

Upon completion of the work to your satisfaction, Dead River Company will ask you to sign the Completion Certificate. You will receive a call from AFC First to confirm your satisfaction and then AFC First will pay Dead River Company directly. Then, your monthly payments will typically begin within 30 days.

Monthly Payment Examples

Loan Amount 36 Months 60 Months 120 Months
$2,500 $85 $58 $39
$5,500 $188 $128 $85
$7,500 $256 $174 $116
$10,000 $342 $233 $155
$12,500 $427 $291 $194
$15,000 $513 $349 $233
$20,000 $683 $465 $310
$25,000 $854 $582 $388

Let’s Get the Application Started!

*Subject to credit approval by AFC First Financial Corporation, Allentown, PA. All loans are made directly to the consumer by AFC First or Citizens State Bank on behalf of AFC First. True Fixed Rate™ EnergyLoan® rates range from 12.99% to 13.99% APR depending on term and amount. “Ballpark” Payments are based on 13.99% APR. Your actual payment may be lower. Rates subject to change. Other rates and terms may be available.

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